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Medicare Insurance Guide

Understand your Medicare options — from Original Medicare to Advantage plans and Medigap supplements.

Medicare Cost Estimator

Calculate your 2026 Medicare premiums including Part B, Part D, and supplement costs.

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Compare Medicare Plans

Find Medicare plans available in your area and compare coverage options.

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Medicare Parts Explained

Part A — Hospital Insurance

Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people get Part A premium-free.

Part B — Medical Insurance

Covers doctor visits, outpatient care, preventive services, and medical supplies. Standard premium is $174.70/month in 2026.

Part C — Medicare Advantage

All-in-one alternative to Original Medicare offered by private insurers. Often includes Part D and extra benefits like dental and vision.

Part D — Prescription Drugs

Adds prescription drug coverage to Original Medicare. Plans vary by formulary and monthly premium.

Medigap (Supplemental Insurance)

Pays some or all of the out-of-pocket costs not covered by Original Medicare, like copays, coinsurance, and deductibles. Sold by private insurers.

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